Information
Currency & Payments
Two sides, three currencies. What you need to pay with confidence in Saint Martin.
Currency converter
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- EUR Euro
- USD US Dollar
- XCG Caribbean Guilder
- GBP British Pound
- CAD Canadian Dollar
- CHF Swiss Franc
- EUR Euro
- USD US Dollar
- XCG Caribbean Guilder
- GBP British Pound
- CAD Canadian Dollar
- CHF Swiss Franc
Guilder at a fixed rate: $1 = 1.79 XCG.
Which currency to use in Saint Martin?
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Euro French side
Official currency, accepted everywhere on the French side.
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US Dollar Whole island
Accepted everywhere, and often the first price shown.
-
Caribbean Guilder Dutch side
Official currency of Sint Maarten since 2025.
Card or cash?
Cards
Visa and Mastercard almost everywhere, contactless, Apple Pay and Google Pay common. Amex less so.
Cash
Essential for lolos, vendors and most taxis.
ATMs
Euros in Marigot, Grand Case and Hope Estate. Dollars in Philipsburg, Simpson Bay and at the airport. Possible fees: €0.50 to €6 per withdrawal.
Tipping
Not mandatory, but appreciated.
- Restaurants
- 10 to 15%
- Taxis
- 10%
- Hotels
- $1 to $2 per bag
- Bars
- $1 per drink
3 tips to pay less
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Pay in euros on the French side
Paying in dollars there often means a poor exchange rate.
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Decline the offered conversion
At card terminals and ATMs, choose the local currency: your bank's conversion is almost always cheaper.
-
Consider a multi-currency card
Wise or Revolut keep conversion fees low.
Exchange rates and information are provided for reference only. Check conditions with your bank before your trip.